Welcome to Pro Internet Solutions Limited (PIS). These Terms of Service (“Terms”) govern your access to and use of our website www.pis.ng, APIs, services, and applications (collectively, the “Services”). By using our Services, you agree to be bound by these Terms.
If you do not agree with any part of these Terms, please do not use our Services.
1. Who We Are
Pro Internet Solutions Limited is a Nigerian-registered technology company that offers payment infrastructure, virtual bank accounts, bill payment tools, APIs, and related services.
2. Eligibility
To use our Services, you must:
- Be at least 18 years old
- Have the legal capacity to enter into a binding agreement
- Not be barred from using the Services under any applicable laws
If you use our Services on behalf of a business or organization, you represent that you have the authority to bind that entity to these Terms.
3. Your Responsibilities
You agree to:
- Provide accurate, current, and complete information when registering
- Keep your login credentials secure and confidential
- Use our Services only for lawful purposes
- Comply with all applicable financial and data protection regulations
You are responsible for all activity that occurs under your account.
4. Services We Provide
Our services include but are not limited to:
- Bank transfer processing
- Virtual account creation
- Bill payment (e.g. airtime, electricity, TV subscriptions)
- API access for payment integrations
- Business-friendly dashboards for managing transactions
We may update, suspend, or discontinue any Service at our sole discretion.
5. Fees and Payments
- We charge transaction fees and/or service fees as stated on our pricing page or in your account dashboard.
- All charges are billed in Nigerian Naira (₦) unless stated otherwise.
- By using our Services, you authorize us to deduct applicable fees from your wallet or virtual account automatically.
We reserve the right to change our pricing at any time, with reasonable notice.
6. Prohibited Uses
You may not use our Services to:
- Engage in fraud, scams, or unlawful financial activities
- Violate any law or regulation
- Interfere with our servers, APIs, or networks
- Facilitate money laundering, terrorist financing, or other criminal behavior
- Operate pyramid schemes or unauthorized investment programs
We may suspend or terminate your access if we detect or suspect misuse or unlawful activity.
7. Intellectual Property
All content, trademarks, designs, software, and materials on PIS platforms are the intellectual property of Pro Internet Solutions Limited. You may not copy, reproduce, or redistribute them without our express permission.
8. API Usage
If you integrate our API:
- You must use it in accordance with our API documentation
- You must not misuse, overburden, or reverse engineer our API
- We may revoke access for abuse, non-compliance, or excessive traffic
You are responsible for securing your API keys and ensuring proper integration.
9. Termination
We may suspend or terminate your account if:
- You violate these Terms
- We detect suspicious or fraudulent activity
- Your use of the Service presents risk to us or our users
- We are required to do so by law or regulators
You may also close your account at any time by contacting us.
10. Limitation of Liability
To the fullest extent permitted by law:
- PIS is not liable for any indirect, incidental, or consequential damages arising from your use of the Services.
- We do not guarantee uninterrupted or error-free service.
- We are not responsible for delays or failures caused by third-party providers, banks, or internet outages.
11. Indemnification
You agree to indemnify and hold harmless PIS, its directors, employees, and affiliates from any claims, losses, or damages arising from your violation of these Terms or misuse of the Services.
12. Governing Law
These Terms are governed by the laws of the Federal Republic of Nigeria. Any disputes will be resolved in courts within Ogun State, Nigeria, unless otherwise agreed.
13. Changes to These Terms
We may update these Terms occasionally. When we do, we’ll notify you through our platform or via email. Continued use of our Services after the update means you accept the new Terms.
14. Contact Us
For questions or concerns about these Terms:
Pro Internet Solutions Limited
9, Alhaji Fatai Sokunbi Street, Lukosi, Abeokuta, Ogun State
Email: [email protected]
Phone: +234 805 307 6750
Website: www.pis.ng